Forum which car insurance

No rise in premiums after. Just had one claim last year. Roojai Insurance man came to the house same day. Gave us the form he had completed then we took it to the repairers next day. Car back in 3 days sorted. It was only a minor scuff due to a motorbike failing to stop in time. Roojai are cheapest, I've never had a claim so can't comment on how that side of their service is, but I'm more than happy with every aspect of them so far.

I just renewed with them for a further 12 months. All done online fast and easy. I answered this in another thread.

No problem. Inspected same day and approved same day for repair. Local repair shop was their choice. In on Tuesday out on Saturday as it was only a paint job required. Excellent service and at the time I had changed after being with another insurer for 8 years with no claims.

Roojai was not only efficient it was THB per year cheaper with better coverage. I am buying a new Toyota Yaris but the broker I contacted told me no Thai insurer will accept my UK no claims discount. I have 16 years so a big shame to start from zero. Does anyone know any different?

I believe a driver's personal claims record does not follow the driver around from insurer to insurer the way it does in some other countries.

In my experience, one is charged the standard premium unless one has at-fault claims and renews with the same insurer, in which case the premium may go up. Many people change insurers after the year in which they have a claim in order to avoid premium increases.

I believe a driver's personal claims record does follow them from a Thai insurer to a Thai insurer, based on changes I have made and one of the questions on the enrollment forms being about claims previously made with previous insurers. But I'm quite sure they don't take a driver's record in other countries into account. Besides, insurance in Thailand is well priced so it's hard to complain even if you choose to pay THB 18k at most of the big name insurance companies.

Are insurers now able to refer to any type of independent database, either at the DLT or OIC, to access an insured's driving or claims records? This was what I had in mind when I made the original post. It wasn't the case in the past, but times change.

Dunno, to be honest. Only saw the question on the enrollment forms. But it did calculate a discount based on that one question, so I would tend to believe they have a way of verifying. Who knows? Anyone know an insurance agent with a clue? Unless things have changed in recent years, the Thai insurance industry is not able to access any DLT or OIC information regarding claims or driving history of individuals or automobiles, if such information even exists in any accessible form.

There was talk in the industry some years ago about establishing a database for this purpose, possibly under the supervision of the OIC, but it never got anywhere back then. I'm not sure if this has changed, but I suspect is has not.

I'd be happy to be corrected, however. Self-declaration is ok, but without the ability to confirm with an independent authority, it is weak. We bought a new Toyota truck last year from an insurance company in Bangkok. We got the insurance from the Toyota Dealer and it was around 21,Thb.

I didn't know about Roojai Ins or checking on your phone for a price quote. This year I checked with Roojai on my phone and we just paid around 10, THB for basically the same coverage. Motor insurance is dirt cheap here surprisingly.

You will soon build up your NCB again. I only pay for 1st class with Roojai. You need to be a member in order to leave a comment. Sign up for a new account in our community. It's easy! Already have an account? Sign in here. By stubuzz Started 10 hours ago.

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Some forums can only be seen by registered members. Add this city-data. No advertising, no copyrighted material, no personal attacks. Yesterday PM by adjusterjack. What counts as a claim?

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